Terms of Service

Last Updated: January 1, 2025

IMPORTANT: Please read these Terms of Service carefully before using StockAI Pro. By accessing or using our service, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing and using StockAI Pro ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this Service, you shall be subject to any posted guidelines or rules applicable to such services. Any participation in this Service will constitute acceptance of this agreement. If you do not agree to abide by the above, please do not use this Service.

2. Description of Service

StockAI Pro provides AI-powered stock market analysis, predictions, and investment insights. Our services include but are not limited to:

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, including the availability of any feature, database, or content.

3. User Accounts

Registration

To access certain features of the Service, you must register for an account. You agree to:

Account Termination

We reserve the right to suspend or terminate your account and refuse any current or future use of the Service for any reason at any time. Such termination may result in the forfeiture and destruction of all information associated with your account.

4. Subscription and Payments

Free and Paid Services

StockAI Pro offers both free and premium subscription services. Premium services require payment of fees as described on our website.

Billing

By selecting a premium service, you agree to pay StockAI Pro the subscription fees indicated for that service. Payments will be charged on a pre-pay basis on the day you sign up for a premium service and will cover the use of that service for the subscription period as indicated.

Automatic Renewal

Subscription fees are automatically renewed unless you cancel your subscription at least 24 hours before the end of the current subscription period.

Refunds

We do not provide refunds for subscription fees except as required by law or as explicitly stated in our refund policy.

5. User Conduct and Responsibilities

You agree not to use the Service to:

6. Intellectual Property Rights

The Service and its original content, features, and functionality are owned by StockAI Pro and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

User Content

You retain ownership of any content you submit, post, or display on or through the Service. By submitting content, you grant StockAI Pro a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content solely for the purpose of providing the Service.

7. Investment Disclaimer

CRITICAL DISCLAIMER: StockAI Pro provides analytical tools and information for educational and informational purposes only. We are not a registered investment advisor, broker-dealer, or financial planner. The information provided through our Service should not be construed as investment advice, financial guidance, or a recommendation to buy or sell any security.

All investment decisions are solely your responsibility. You should consult with a qualified financial advisor before making any investment decisions. Past performance is not indicative of future results.

8. Third-Party Services

The Service may contain links to third-party websites or services that are not owned or controlled by StockAI Pro. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that StockAI Pro shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

9. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall StockAI Pro, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

10. Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

StockAI Pro does not warrant that:

11. Indemnification

You agree to defend, indemnify, and hold harmless StockAI Pro and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of:

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Service shall be instituted exclusively in the federal courts of the United States or the courts of the State of California.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

14. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

16. Contact Information

If you have any questions about these Terms, please contact us at:

Email: legal@stockaipro.com

Address: 123 Financial District, San Francisco, CA 94111, USA